Get Your Installment Loan in Minutes
Fast. Trusted. Secure. No Prepayment Fees
Safe & Secure•No Obligation•Soft Credit Pull Only
How It Works
Getting your loan is simple and straightforward. Here's how:
Apply
Complete our quick 2-minute application online
Fast Decision
Get approved in minutes with our fast process
Money Sent
Funds deposited as soon as the next business day
Why Choose Fineday Funds?
We're committed to helping Americans get the financial support they need with fair terms and excellent service.
Bad Credit Considered
Don't let past credit issues stop you. We consider all credit types and focus on your current ability to repay.
No Hidden Fees
Complete transparency with all costs upfront. No surprise fees or prepayment penalties ever.
Flexible Repayment Terms
Choose payment terms that work for your budget. Affordable monthly installments you can manage.
Quick Online Process
Get a decision in minutes with our streamlined online application process. Fast and efficient.
Soft Credit Check Only
Check your eligibility without impacting your credit score. No hard inquiries during pre-qualification.
U.S.-Based Support
Get help from real people based right here in the USA. Customer service when you need it most.
What Our Customers Say
Real stories from real people who got the help they needed
"WithU Loans helped me consolidate my debts when other lenders turned me down. The process was fast and the monthly payments fit my budget perfectly."
"I needed emergency funds for car repairs and got approved the same day. The customer service was amazing and they explained everything clearly."
Loan Information & Rates
Loan Amounts
- • Minimum loan amount: $100
- • Maximum loan amount: $5,000
- • Available in 47 states
- • Subject to state regulations
Eligibility Requirements
- • Must be 18 years or older
- • Valid U.S. bank account
- • Steady source of income
- • Valid email and phone number
Annual Percentage Rate (APR) for Loans
Your actual APR will depend on credit history, loan amount, and term
Loan Repayment Terms (Repayment Period)
Available Terms
Payment Features
- Fixed monthly payments
- No prepayment penalties
- Automatic payment options
- Online account management
Loan Examples - Costs & APR Calculator
Note: These are examples only. Your actual loan terms, APR, and monthly payment will be determined based on your creditworthiness, income, and other factors. All loans are subject to approval.
Representative Loan Example (Qualified Customers)
Based on our most common loan terms for qualified applicants
Representative Example: This example is for illustration purposes only and represents terms available to well-qualified customers. Your actual loan terms may vary based on your credit profile, income verification, and state regulations. The APR includes the interest rate plus applicable fees. There are no prepayment penalties.
Frequently Asked Questions
Get answers to the most common questions about our loans
Still have questions?
Our friendly customer service team is here to help you every step of the way.
Installment Loan Disclosure
Fineday Funds offers installment loans ranging from $100 to $5,000. Repayment terms vary from 3 to 24 months depending on the loan amount and your credit profile. Annual Percentage Rates (APRs) range from 6.99% to 35.99%.
Representative Example: A $1,000 loan repaid over 12 months at an APR of 24% would result in a total repayment of $1,134. No prepayment penalties apply. Actual terms may vary based on your state and eligibility.
This is not a guaranteed offer of credit. Approval and loan amounts are subject to underwriting and verification. Checking your eligibility will not affect your credit score.
Important: Please borrow responsibly. Only borrow what you need and can afford to repay. Consider all your options before taking on debt.
Apply Today. Get the Funds You Need.
Don't let financial stress hold you back. Join thousands of Americans who have found relief with Fineday Funds.